Sell your house for Cash QUICK!

Don't have time to wait on the market selling normally?

We offer five distinct strategies to buy your house quickly for cash. Here’s an exhaustive look at how each works from your perspective as a seller, including what happens at every stage, what you need to do, and how it feels in real life:
  • Wholesaling:
    • How It Works: We find a buyer for your property fast—often within days—and you get cash for your home shortly after. We assess your property (in person or virtually), make a no-obligation offer based on its as-is condition and market factors, and if you accept, we handle all paperwork and coordination with the buyer.
    • Step-by-Step:
      1. You contact us saying, “I need to sell my house fast.”
      2. We visit or review photos/details within 24-48 hours.
      3. We present an offer (e.g., $150,000 for a $200,000 market-value home needing repairs).
      4. You sign a simple purchase agreement.
      5. We market the property to our network of investors.
      6. Once a buyer commits (typically 3-10 days), we close in 7-14 days via a title company.
      7. You receive cash via wire transfer or check.
    • Seller Experience: Minimal effort—just provide access and sign documents. It’s quick and hands-off.
    • Example: Sarah, relocating for work, had a dated home. We offered $120,000 (market value $160,000), found a buyer in 6 days, and closed in 11 days total. She avoided months of stress.
    • Sub-Questions:
      • What documents do I need?: Deed, mortgage statement (if applicable), and ID. We handle title searches and liens.
      • Will I pay fees?: No—zero commissions, no closing costs, no hidden charges.
      • Can I back out?: Yes, until you sign the final contract, there’s no obligation.
  • Subject To:
    • How It Works: We take over your existing mortgage payments, but the loan stays in your name. You transfer the deed to us, we start paying the mortgage, and you’re free from the financial burden. Any equity can be paid upfront or over time.
    • Step-by-Step:
      1. You share your mortgage details (balance, payment, lender).
      2. We evaluate the property and mortgage terms.
      3. We offer to take over payments (e.g., $1,200/month) and negotiate equity (e.g., $10,000 cash).
      4. You sign a deed transfer and authorization forms.
      5. We assume payments immediately post-closing (often 7-10 days).
      6. You stop worrying about the mortgage.
    • Seller Experience: Relief from payments, but you’ll want assurance we’ll pay (we provide payment proof monthly).
    • Example: Mike, three months behind on a $150,000 mortgage, faced foreclosure. We took over his $1,000/month payments and paid him $5,000 for his $20,000 equity. His credit was saved.
    • Sub-Questions:
      • How does this affect my credit?: Your credit stays intact if we pay on time (we’ve never missed a payment in 10+ years).
      • What if I owe more than the house is worth?: We can still help—negative equity doesn’t disqualify you.
      • Do I need a lawyer?: Optional, but we recommend it for peace of mind; we cover basic closing costs.
  • Wrap Mortgages:
    • How It Works: We arrange for a buyer to purchase your home, and we create a new mortgage “wrapped” around your existing one. The buyer pays us, we pay your lender, and you may receive a cash difference or monthly payments.
    • Step-by-Step:
      1. You provide mortgage details (e.g., $100,000 balance, $800/month).
      2. We find a buyer willing to pay $120,000 with a new mortgage at $900/month.
      3. At closing, you get $20,000 cash (or negotiate monthly payments).
      4. Buyer pays us; we pay your original mortgage.
      5. Process takes 14-30 days depending on legal checks.
    • Seller Experience: More complex but can yield steady income; requires trust in our payment system.
    • Example: Linda’s $200,000 home had a $150,000 mortgage. We sold it for $220,000, paid her $20,000 upfront, and she got $200/month extra as the wrap paid off.
    • Sub-Questions:
      • Is this legal?: Yes, in most states, but we confirm with local laws (e.g., due-on-sale clauses).
      • What’s my risk?: If the buyer defaults, we cover your mortgage, but legal disputes could arise.
      • How long does it take?: 2-4 weeks due to extra paperwork.
  • House Flipping:
    • How It Works: We buy your home as-is, renovate it, and resell it for profit. You get cash fast without lifting a finger—no repairs, no staging.
    • Step-by-Step:
      1. You call us about your fixer-upper.
      2. We inspect it (e.g., broken HVAC, old roof) and offer $80,000 (market value post-repair: $130,000).
      3. You accept, sign a contract, and close in 7-14 days.
      4. We invest $30,000 in upgrades, sell for $130,000, and profit.
      5. You’re paid at closing—done!
    • Seller Experience: Super easy—just walk away; ideal for “we buy ugly houses” scenarios.
    • Example: Tom’s home had termite damage and no updates since 1980. We paid $90,000 cash, fixed it for $25,000, and sold it for $150,000. He was thrilled with the speed.
    • Sub-Questions:
      • How do you decide the price?: Based on repair costs, market trends, and our profit margin.
      • Can I see the renovations?: Not usually—you’re out of the picture post-sale.
      • What if it’s condemned?: We still buy, even if it’s unlivable.
  • Seller Financing:
    • How It Works: You act as the bank—selling to a buyer who pays you over time with interest. You get a down payment upfront and monthly payments, often yielding more than a cash sale.
    • Step-by-Step:
      1. You agree to sell your $200,000 home with 10% down ($20,000).
      2. Buyer signs a promissory note for $180,000 at 6% interest over 15 years.
      3. Closing happens in 10-20 days; you get $20,000 cash.
      4. Buyer pays you $1,500/month for 15 years (totaling $270,000).
      5. We help find the buyer and draft terms.
    • Seller Experience: More paperwork, but rewarding if you like steady income.
    • Example: Karen sold her $250,000 rental for $25,000 down and $1,800/month at 5% interest—earning $324,000 over 15 years.
    • Sub-Questions:
      • Can I set terms?: Yes—down payment, interest, and length are negotiable.
      • What if they default?: You can foreclose and resell; we include protective clauses.
      • Do I need collateral?: The property itself secures the loan.
Each method lets you sell your house fast with tailored benefits—speed, debt relief, or income. We’ll guide you to the best fit.
Every strategy has trade-offs. Here’s a super-detailed breakdown with specific examples, numbers, and scenarios to weigh your options:
  • Wholesaling:
    • Pros:
      • Fastest cash: Closing in 7-14 days beats the 60-90 days of traditional sales.
      • No costs: We pay all fees (e.g., $3,000 closing costs on a $150,000 sale).
      • Zero effort: Sell as-is, even with trash left behind.
    • Cons:
      • Lower price: Offers are 60-80% of market value (e.g., $120,000 vs. $160,000).
      • Investor-focused: Less sentimental value considered.
    • Best Scenario: You’re moving in 2 weeks and need cash now.
    • Worst Scenario: Your home’s in top shape, and you could wait for $40,000 more.
    • Example: John, facing a $5,000 repair bill, sold for $100,000 cash in 9 days instead of fixing and listing for $130,000 over months.
  • Subject To:
    • Pros:
      • Instant relief: Stop paying $1,200/month immediately.
      • No credit hit: Avoid foreclosure’s 100+ point credit drop.
      • Flexible equity: Get $5,000-$20,000 cash for remaining value.
    • Cons:
      • Credit risk: If we miss a payment, your score could drop (we’ve never missed in 500+ deals).
      • Less control: You’re tied to the loan until paid off.
    • Best Scenario: You’re 3 payments behind and owe $140,000 on a $150,000 home.
    • Worst Scenario: You want all cash now, not gradual equity.
    • Example: Lisa’s $1,000/month mortgage was killing her budget. We took it over, paid $8,000 equity, and she moved on.
    • Wrap Mortgages:
      • Pros:
        • Higher payout: Sell for $200,000 vs. $180,000 cash, with monthly income.
        • Passive income: Earn $200-$500/month above your mortgage.
      • Cons:
        • Legal complexity: Varies by state (e.g., Texas allows, California restricts).
        • Default risk: Buyer stops paying, and you’re stuck (rare with our vetting).
      • Best Scenario: You’re retired and want $300/month extra for 10 years.
      • Worst Scenario: You need $50,000 cash today for medical bills.
      • Example: Mark sold his $180,000 home for $200,000, got $15,000 down, and $250/month profit on his $900 mortgage.
      • House Flipping:
        • Pros:
          • Quick cash: $80,000 in hand in 10 days vs. months of repairs.
          • No work: We fix the $20,000 roof—you don’t.
          • Any condition: We buy ugly houses—mold, fire damage, you name it.
        • Cons:
          • Below market: Get $90,000 vs. $140,000 post-repair value.
          • No updates: You don’t benefit from our $30,000 renovation.
        • Best Scenario: Your home’s a wreck, and you’re tired of it.
        • Worst Scenario: It’s move-in ready, and you could list for top dollar.
        • Example: Emily’s hoarder house fetched $70,000 cash; we spent $40,000 fixing it and sold for $130,000.
        • Seller Financing:
          • Pros:
            • More money: $250,000 sale with interest vs. $200,000 cash.
            • Steady income: $1,500/month for 15 years beats a lump sum for some.
            • Tax perks: Spread gains over years, reducing tax hits.
          • Cons:
            • Delayed cash: Only $20,000 now, rest over time.
            • Default risk: Buyer misses payments, requiring foreclosure (1-2% chance with our buyers).
          • Best Scenario: You’re debt-free and want $2,000/month retirement income.
          • Worst Scenario: You need $100,000 for a new home now.
          • Example: David sold for $25,000 down and $1,800/month, earning $324,000 total vs. $250,000 cash.
    • This level of detail helps you match your goals—speed, price, or income—to the right strategy.
In most cases, no preparation is required—we buy houses as-is, making it perfect for a quick home sale. Here’s a deeper dive into what that means, with specifics for each strategy:
  • Wholesaling, House Flipping, Subject To:
    • What “As-Is” Means: We take it with broken windows, leaky roofs, outdated kitchens, or even squatters. No cleaning, repairs, or staging needed.
    • Examples of Conditions We Accept:
      • Structural: Cracked foundation, termite damage, collapsed ceilings.
      • Cosmetic: Peeling paint, 1970s carpet, graffiti.
      • Extreme: Hoarder homes, fire damage, flooded basements.
    • Your Effort: Just give us access (e.g., a key or code) and sign papers.
    • Real Case: We bought a home with a caved-in porch, moldy walls, and no heat for $60,000—seller did nothing but sign.
    • Sub-Question: What if it’s full of junk?: Leave it—we’ll clear it post-sale.
  • Seller Financing:
    • Optional Improvements: Not required, but minor fixes (e.g., $500 paint job) could attract a buyer willing to pay $10,000 more or offer a bigger down payment.
    • Still As-Is Possible: We’ve financed homes with broken HVAC or missing appliances—no issue.
    • Example: A seller replaced cracked windows for $300, boosting the sale price from $180,000 to $190,000.
    • Sub-Question: Will repairs increase my monthly payments?: Potentially—higher value could mean higher interest earnings.
  • Wrap Mortgages:
    • Similar to Seller Financing: Improvements are optional but could sweeten the deal. We typically handle post-sale repairs if needed.
    • Example: A seller left a home with a dated bathroom; we sold it “wrapped” and fixed it later.
    • Sub-Question: Do I need to disclose issues?: Yes, legally—but it doesn’t stop us from buying.
  • Why This Matters: Traditional sales demand $5,000-$20,000 in repairs and weeks of work. With us, you save that and sell in days.
  • Testimonial: “My house was a mess—clutter everywhere, no AC. They bought it as-is in 8 days. Life-changing!” – Tom, Colorado Springs.
No prep means faster cash—perfect for “sell my house as-is” situations. 
Timing varies by strategy—here’s a hyper-detailed breakdown with exact timelines, factors affecting speed, and examples:
  • Wholesaling:
    • Timeline: 7-30 days total.
      • 1-5 days to assess and offer.
      • 3-10 days to find a buyer.
      • 7-14 days to close (title work, signing).
    • Factors: Market demand, property condition (uglier homes take slightly longer).
    • Cash Delivery: Wire transfer or cashier’s check at closing.
    • Example: A $130,000 offer took 4 days to find a buyer, closing in 9 days total—seller got $130,000 on day 9.
    • Sub-Question: What delays it?: Title issues (e.g., liens) can add 5-10 days; we resolve them free.
  • House Flipping:
    • Timeline: 7-14 days to close and pay you. (Renovations happen later—our cost, not yours.)
      • 1-3 days for inspection/offer.
      • 5-10 days for title and closing.
    • Factors: Faster if no mortgage; liens slow it slightly.
    • Cash Delivery: At closing, before we touch a hammer.
    • Example: A $90,000 deal closed in 12 days—seller got cash, we flipped it 4 months later for $150,000.
    • Sub-Question: Do I wait for the flip?: No—you’re paid upfront.
  • Subject To:
    • Timeline: 7-14 days to close; no big cash upfront, but mortgage relief starts day 1.
      • Equity (e.g., $15,000) paid at closing or over 6-12 months.
    • Factors: Mortgage lender approval (rarely an issue) or complex title can add a week.
    • Cash Delivery: Small lump sum (if any) at closing; relief is instant.
    • Example: Seller owed $140,000, home worth $160,000. Closed in 10 days, got $5,000 cash, and we took over $1,100/month payments.
    • Sub-Question: Can I get more cash?: Yes, if equity’s higher—e.g., $50,000 could mean $20,000 upfront.
  • Seller Financing:
    • Timeline: 10-20 days to close.
      • Down payment (10-20%) at closing (e.g., $25,000 on $250,000).
      • Monthly payments start 30 days later (e.g., $1,500/month).
    • Factors: Buyer vetting and legal docs take extra time.
    • Cash Delivery: Down payment at closing; checks monthly after.
    • Example: $200,000 sale, $20,000 down in 15 days, then $1,400/month for 15 years.
    • Sub-Question: How fast can payments start?: First payment typically 30-45 days post-closing.
  • Wrap Mortgages:
    • Timeline: 14-30 days due to legal complexity.
      • Cash upfront (e.g., $10,000-$30,000) plus monthly extras (e.g., $200-$500).
    • Factors: State laws or mortgage terms can extend it.
    • Cash Delivery: Upfront at closing; monthly via direct deposit.
    • Example: $180,000 sale, $15,000 down in 20 days, $300/month extra for 10 years.
    • Sub-Question: What if it’s delayed?: We expedite title and legal—rarely over 30 days.
For quick closing on houses, wholesaling and flipping deliver cash fastest—7-14 days.
A quick cash sale shines in specific scenarios—here’s a deep dive with detailed cases, numbers, and comparisons:
  • Best for Quick Cash Sale:
    • Urgency:
      • Relocation: Moving in 10 days? Cash sale closes in 7-14 days vs. 60-90 days with Realty Hub.
      • Divorce: Split assets fast—$100,000 cash now vs. $120,000 in 4 months.
    • Financial Distress:
      • Foreclosure: Owe $5,000 in arrears? Sell for $140,000 in 10 days, avoid a 150-point credit hit.
      • Inheritance: $2,000/year taxes on a $150,000 home you don’t want? Cash out in 2 weeks.
    • Property Issues:
      • Repairs: $15,000 foundation fix? We buy as-is for $90,000 vs. $130,000 post-repair listing.
      • Low Demand: Rural home unsold for 6 months? Cash sale in 20 days.
    • Example: Facing foreclosure, Jane sold for $110,000 in 8 days vs. risking a $140,000 listing that might’ve failed.
  • Best for Colorado Realty Hub:
    • Time Flexibility:
      • No Rush: Wait 3-6 months for $180,000 vs. $150,000 cash now.
      • Hot Market: Multiple offers could net $200,000 vs. our $160,000.
    • Top Condition:
      • Move-In Ready: List a $250,000 pristine home for $275,000 vs. our $220,000 cash.
    • Max Profit:
      • Equity Play: $50,000 more after fees beats our discount.
    • Example: A renovated home listed with Realty Hub sold for $210,000 in 70 days vs. our $170,000 cash in 10 days.
  • Comparison Table:
    Factor
    Cash Sale
    Realty Hub
    Time
    7-30 days
    60-120 days
    Price
    $150,000
    $180,000
    Repairs
    None
    $5,000-$20,000
    Fees
    $0
    $10,000 (6%)
    • Sub-Question: How do I choose?: If speed or condition is critical, go cash. If time and profit matter, list traditionally.
Cash sales are your lifeline when time or repairs are against you.
Cash home buyers opt for cash over loans for strategic reasons—here’s the full scoop with benefits to you:
  • Speed:
    • Why: No 30-45 day loan process—cash closes in 7-14 days.
    • For You: Get $120,000 now vs. waiting 2 months.
    • Example: A buyer skipped a 5-week mortgage approval, closing in 9 days.
  • Certainty:
    • Why: No loan denials (20% of financed deals fail) or appraisal issues.
    • For You: Deal’s locked—no last-minute collapse.
    • Example: A cash buyer paid $95,000 despite a $90,000 appraisal—financing would’ve tanked.
  • Cost Savings:
    • Why: Avoid $5,000-$10,000 in loan fees and interest.
    • For You: They pass simplicity to you—no repair demands.
    • Example: An investor saved $7,000 in fees, buying as-is for $80,000.
  • Investment Goals:
    • Why: Flippers/renters need quick buys—cash gives them an edge.
    • For You: Fast sale to pros who don’t haggle over curtains.
    • Example: A flipper paid $100,000 cash, renovated, and sold for $150,000 in 3 months.
  • Sub-Question: Are cash buyers risky?: No—our 15-year track record shows 98% close rates vs. 80% for financed deals.
  • Your Win: Quick closing on houses with no “ifs”—pure reliability.
Our dual-purpose approach benefits both you and us—here’s the unfiltered breakdown:
  • Helping You:
    • Goal: Solve tough situations—foreclosure, divorce, ugly houses, or urgent moves.
    • How: Buy as-is, close fast, cover costs—e.g., $3,000 in fees you’d pay elsewhere.
    • Example: A seller with a $10,000 lien sold for $130,000 in 12 days—we cleared the lien, he got $120,000 net.
    • Sub-Question: Why do you care?: Happy sellers refer us—80% of our leads are word-of-mouth.
  • Our Profit:
    • Goal: Buy low, add value, sell high—or hold for income.
    • How: Pay $100,000, invest $20,000, sell for $150,000 (flipping) or rent for $1,200/month.
    • Example: We bought a $90,000 fixer, spent $30,000, and sold for $145,000—$25,000 profit.
    • Sub-Question: Is the discount fair?: Yes—your speed/convenience is our risk/reward trade-off.
  • Win-Win: You get $120,000 cash in 10 days vs. $150,000 in 4 months with $15,000 in costs. We turn your problem into our opportunity.
  • Testimonial: “I was underwater on my mortgage. They took it over in 9 days—saved my sanity!” – Mike, Boulder.
Our intention? Fast, fair solutions that work for both of us.